Most active car loan shoppers are the people who have been turned down by a local auto dealer, bank, or credit union. While some people continue visiting dealer to dealer and bank by bank, others turn to online lenders as a source for their auto financing needs. Once you have been turned down by a dealership, your further attempts to seek financing with other dealers would most likely be unsuccessful. Most dealers work with the same lenders and brokers, and despite what they may tell you, finance managers at dealerships often do less than sufficient effort to find a loan that would fit your bad credit situation. Many people with bad credit feel it is impossible to find an auto loan, once they have been rejected by several dealerships. With online lending industry today it is more than feasible, with many people being surprised by how fast they are able to get approved for an auto loan online.
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