What Is a Personal Loan?
Mortgages are loans for buying houses. Car loans are for just that - buying a car. And many other loans involving investments, big-ticket purchases, and myriad other purposes are designated for a certain use. All other loans are called Personal Loans. The funds received can be used at the discretion of the borrower. Personal loans for those with bad credit are available as secured or unsecured. Usual amounts for these loans range from $100 to $1,500. However, depending on certain factors, borrowers and lenders have been able to work out plans where much larger sums are dispensed.
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