When it comes to applying for loans, there is a traditional stigma that comes from having bad credit. But while some believe they are a fatal hindrance to loan approval, the truth is far less severe. In fact, the credit scores are not that troublesome, and getting a large personal loan with bad credit is not really a problem.
It may be true that traditional lenders are reluctant to stamp an application approved when there is a perceive high risk to granting the loan. But the influence scores have in the approval process is actually quite limited, and there are more significant factors - like income and debt-to-income ratios - to worry about. Securing loan approval with poor credit scores is possible if these are in order.
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