Most of us are conditioned to believe that a low credit rating is enough to kill off the chances of securing a loan, especially a large loan. But we would be wrong. While traditional lenders may steer clear of applicants with poor credit histories, there are lenders happy to grant even $20,000 personal loans with bad credit. Why? All the necessary boxes have been ticked.
It is important to realize that a credit score is supposed to be only an indication as to the degree of financial risk lending to specific applicant may be. But it does not take into account the character of the applicant. So, some lenders are willing to overlook them, giving bad credit applicants a stronger chance of securing loan approval.
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