There was a time when banks were the only viable option when seeking a loan, but those days have gone. Today, there are too many alternative lenders offering far superior terms. So, getting a $5,000 personal loan with bad credit no longer needs to be an expensive exercise.
Of course, there is no such thing as guaranteed approval on any loan application, but securing loan approval is not as complicated a task as we are often led to believe. It is not a lucky dip, and if the criteria is met and the right lender is applied to, the chances of getting the green light on the application is quite strong.
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