The US Federal Reserve and many other financial regulators worldwide are aiming to keep interest rates lower for the rest of 2010. As much as possible, regulators want to keep interest charges controlled so that more people could enjoy and benefit from taking personal loans. As usual, consumers aim to get a lower interest rate for any loan. Would personal loans for bad credit be covered?
Currently, the average personal loan interest rate is about 12% to 18%, depending on the program and the lender. The range is applicable to loans for individuals with good credit score. Personal loans for bad credit currently impose about 20% to 24% interest rate on the average. Intensifying competition for the product is helping keep the rates at the lower end of the range. Thus, you still have the control if you aim to get the most practical loans available.
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