Applying for unsecured personal loans with bad credit is no simple matter. The reason is down to the fact that the lender needs to be convinced the loan will be repaid. This is usually done by meeting their set criteria.
When it comes to traditional lenders, like banks, personal loan approval with no security is quite difficult to get, especially when a bad credit score is part of the equation. Banks like to know that they at least have something from which to get compensation should the loan be defaulted upon. Not having that security makes them nervous.
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