Bad credit history is like contracted with an infectious disease. It spreads quickly and the fact is supported by statistics which shows that 40% of the Britons are now having bad credit problems. Bad credit means loss of creditworthiness and this is the reason for which lenders feared to offer them loan plans earlier. Any request for loan by people with bad credit score was destined to be declined. If lenders approved the loan, the borrowers were charged an extravagantly high rate of interest. But the time has been changed, seeing the increasing number of bad credit borrowers and competition in the UK loan market. Now bad credit people can even avail loans without pledging any security.
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