It is often expected that a loan application from a bad credit borrower will be rejected. Poor bad histories are supposed to suggest a higher likelihood of defaulting. But the reality is that many lenders are willing to take on the risk, especially if the application is for an unsecured loan for bad credit management.
Approval is actually no great issue when the loan is small, with a variety of lenders offering no credit check approval processes that remove the issue of credit history. But getting approval on large loans when there is no collateral is a different matter. Therefore, some effort is needed to convince the lender that repayments can be made and will be made on time.
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