The nice thing about a bad-credit installment loan is the amount of the monthly payments - they are low. But where do you go to get one? Finding a lender willing to offer such loan can be a bit daunting. However, if your debt-to-income ratio is low enough that you can afford a monthly payment as well as keep all your other obligations under control, chances are it can be done.
Get It Right - Making a Budget
In order to confidently pursue a bad-credit installment loan, you have to figure out where you stand financially. Make a budget. Figure out your monthly expenses and compare them with your monthly income. Decide how much extra you can afford to spend on a loan each month. Then decide how much you need. You might take a look at your credit record, too. That way you will know how prospective lenders may view you.
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