There are two different variants of loans that you can think about, if you are a person with a bad credit history. If you we speak about a personal load for people with bad credit, we can speak about unsecured loans and secured loans.
Unsecured loans are also called signature loans, because all you need to get the money is your signature. These loans are not secured by collateral. Sometimes you give only your promise that you will repay the debt. Of course you will need to sign a contract, probably fill out an application, add a promissory note and some of the lenders will ask you to fill out a payment schedule. This way you can see that the unsecured loan is a very low documentation loan and it is a great personal load for people with bad credit.
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