Most of us have the idea that a loan and a bank loan are one and the same. But since we no longer rely on banks for our lending needs, that is not completely accurate. When it comes to seeking a $5,000 personal loan with bad credit this is generally true that alternative lenders are more accommodating.
The fact is that banks are often reluctant to approve $5,000 loans for personal use because that they deem the investment a major risk. Applicants with low credit scores are statistically more likely to default on a loan, and for that reason banks are more likely to reject the application.
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