The cost of receiving an education in this country is increasing with each passing semester. Federal financial aid and government subsidized loans (for those who qualify) may leave you feeling like you are trying to stretch a nickel into a dime. When you factor in the cost of tuition, books, housing, utilities, clothing, and other essentials - traditional student aid packages typically leave the student empty-handed before the semester is even half over! Further, if a student has bad credit, they may feel discouraged when they apply for a student loan from a private lender and are turned down time and time again. This presents an obstacle to the student's aspirations of achieving their degree.
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