Bad credit personal loans are tailor made for people who are undergoing a damaged credit record. Such people usually are the ones who made multiple mistakes like late payments, had arrears, defaulted on payments or had CCJs. Thus, they carry high risks. However, they can still find out offers of loans in the form of bad credit personal loans. But some conditions must also be ascertained for the approval.
If you are a homeowner, then the lenders are likely to ask for collateral, which may consist of home, jewelry, a vehicle etc, depending on the loan amount. Because of collateral, approval of the loan is almost hurdles less. Such a secured loan ranges from £5000 to £75000 and its repayment can be made conveniently as per your repayment capability in 5 to 25 years, giving you time to recover from financial weakness.
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