While you are making a search for a smaller loan, you must take note of your record of making payments in the past. A new loan is unlikely to be approved, if you made multiple mistakes towards paying off your old loans. In such a situation, you shall have to search for bad credit unsecured loans, which are designed for your circumstances. But the approval will depend on some factors.
These loans are usually given on the condition that the borrower has enhanced his or her financial position for repaying the loan in timely manner. You should take a convincing plan of repayment to the lender, telling about your earnings, savings, bank statements and employment. Make sure that you apply for these loans after you have paid off installments of some old loans on time for few months. This way, you will apply for the loan with improved rating.
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