It is always going to be easiest to get the loan with a perfect credit score, but that doesn't mean getting one with the worst credit score is impossible. Getting a loan with bad credit is completely doable, although it is necessary to weigh the pros and cons of it in a bad credit situation.
If you really need the loan, you have a few options...
Don't be trying to apply for a bunch of different loans in a short amount of time. Many people don't know it, but each time your credit score is checked in that short period, your credit score can actually decrease. In this case, a credit check is something that always goes along with applying, and that will hurt your score. The main reason this drop in your score occurs is because creditors assume you are going to take on even more debt, and if you're already in a bad situation, this isn't good.
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