We cannot simply take "No" for an answer - especially when you heard lending professionals saying that you could not apply for personal loans based on your low creditworthiness. That's a strict "No-means-no" reply from most traditional lenders when they could not afford to take risk of accepting borrowers with extremely low credit score. When you could not borrow loans from them, you will need to look for bad credit personal loans from non-bank lenders.
Some people have several resources on how to look for a reputable non-bank lender by searching for constructive reviews and feedback via various online resources like online forums, blogs and many more. There is one effective way to search for such lenders are by using Google Maps which is a common way of searching related businesses (or companies) which are located within your area or otherwise. In addition, it is also a tool for people who are direly in need of bad credit personal loans; to look for lenders who do not provide online loan application as they only offer personal loans after serious face-to-face negotiation with their clients.
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