For anyone thinking of applying for a loan, it is worth learning what it is lenders are really interested in. Most of us believe that our loan repayments and debt management history is the key to getting approved, but this is not true. Securing an unsecured loan with bad credit is down to other factors.
A lender really only wants assurance that the repayments due will be made on time, and that the risk of default will never actually materialize. This effectively means that credit scores are irrelevant, opening up the possibility of enjoying even large loan approval.
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