If you have bad credit, you may be second-guessing yourself as to whether or not you can afford a new home. You may be in the mind-set that only financially stable people can afford a new home, but that is where you would be wrong. Many people with bad credit are able to obtain a mortgage. This can be a very overwhelming task if you have bad credit, but it has also never been easier for this type of borrower. There are many lenders out there now who are more than willing to help people with bad credit achieve their dream of owning their own home. The only difference is that you will need more of a deposit as the maximum loan is 90% of the purchase price.
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