Is it possible to get a loan if you have bad credit? Bad credit personal loans as well as bad credit car loans are out there. Lenders know that with so many Americans who have poor credit or bad credit, there is a market for higher-risk loan products.
Even with low credit scores, you can qualify for loans from some lenders. The terms will be sometimes difficult: high interest, or there will be a prepayment penalty, which means that if you want to pay off your loan early, you pay a fee on top of the remaining principal.
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