A long-term loan has a special appeal to many people, but especially those with bad credit, because the payments are more affordable on a month-to-month basis. While it takes less time to pay off a short-term loan, the amount that it requires you to pay each month can be restricting. That is why it is important to look at all the details for any loan that you will be taking, especially if you have bad credit, since you want to use this loan to improve your credit score for the future. This article will outline some of the "fine print" details of taking out a long-term loan.
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