There is no doubt that any lender who is willing to grant a loan to a bad credit borrower is taking a risk - especially when no collateral is provided as part of the loan deal. Granting unsecured personal loans with bad credit does seem like a foolish thing to do - but there is method in their madness.
As far as a borrower is concerned, the fact it is possible to get loan approval with no collateral is extremely good news. But do not forget that nothing is free, so there are compromises to accept if the loan sum desired is to be attained.
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