In today's tough financial times credit card companies and banks are rejecting more applications for personal loans and credit cards than they have in the past. As a result, those with poor credit often either stop even trying to borrow money in the first place or utilize less dependable sources such as pawn shops or check cashing agencies who loan small amounts of money at high interest rates. Many of these people with bad credit, or just really bad marks on their credit, then feel discriminated against by the major banks when they try to get loans or line of credit, since they have a history of being swindled by lenders. However, there are options when it comes to securing financing for those with bad credit or bad marks on their credit report.
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