Homeowners with bad credit are generally not as out of luck as they may think when searching for a loan. Even with bad credit, home equity loans are available to you if you meet certain qualifications. In fact, a home equity loan, which is also called a second mortgage, may in fact be the best option available to you if you need cash in a pinch.
However available they are, home equity loans are loans. Therefore, homeowners with bad credit need to know a few key facts before starting the lending process. Review the following four questions. Once you know the answers to these questions, you will be ready to find one with bad credit.
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