When we think about it, it should be next to impossible to get an unsecured personal loan with bad credit. The reason? There are 2 negative elements working against the applicant: a poor credit history and an application that has no security to back it up. But strangely, approval is possible.
There is a simple reason to explain why this is the case. Basically, there are more significant aspects to a loan application than the credit score, so approval is always a possibility. But even getting approval without security is not nearly as tricky as some would claim.
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