Traditional banks give loans for people with bad credit to the client who needs finance for establishing new business or for the client who is already in the business and needs more funds for growing the business. People in UK whose credit ratings are not so good for different reasons like default in repayments, CCJs, arrears and bankruptcies are always believed to be excluded from the application of loan criteria. In past few years the UK financial market has changed a lot. Bad credit ratings are no more considered to be a hindrance for getting a loan.
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