When it comes to applying for personal loans, especially for loans that are unsecured and for people with bad credit, the most difficult aspect is getting approval for an amount that would make a real difference. Lenders do not like risks, so their loan limits can be quite low. But modest sums can make a difference, like a respectable $5,000 for instance.
The fact is that a loan of just $1,000 or so is not particularly hard to get but the impact that sum can make on the financial situation of the applicant is minimal. It is fine to handle sudden bills, but not to consolidate loans or clear debt. Five times that amount is more meaningful, however, even if some people believe that $5,000 personal loans approved despite bad credit is out of the question.
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