Lenders are not as habitual in rejecting loan applications due to bad credit ratings as many believe. The truth is that there are more important issues at play when they assess whether or not to approve a personal loan with bad credit - issues like income.
However, bad credit scores do have a limited effect, so improving these scores sufficiently, along with meeting the basic criteria and seeking a realistic loan size, make getting loan approval with poor credit much more possible.
Always remember that approvals are given by lenders who want to lend. So, if they can be convinced that the personal loan repayments will be made with no hitches, then the chances of success are high.
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