Bad credit is not something new and it has become worse with the bad economic times the country has endured the past few years. Job losses, illnesses, accidents and other such things have enacted a terrible toll on people's finances. When telephone calls and overdue mail become absolutely impossible to contend with many people turn to bad credit personal loans.
This type of loan differs from a secured loan in that no capital assets are required. In other words, one's house, car or other property need to be put up for the security of re-payment. A personal loan is granted on one's ability to repay in a reasonable length of time.
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