Getting a personal loan with bad credit is by no means impossible, regardless of how low a credit score might be. Needless to say, the extra cash can be a godsend when in financial difficulties, but there are some points that need to be taken into account first.
Not least is the impact that a bad credit rating has. All that it really influences is the interest rate to be charged, which in turn affects the affordability of the loan deal. In terms of getting a fast loan approval, it can be a problem. But if the loan is a secured one, then the addition of collateral removes that problem too.
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