People generally have mixed feelings regarding long term loans. On the one hand, these loans offer the chance to reduce the monthly repayments due. But on the other hand, long term loans, with bad credit a factor especially, often means a large sum of interest is paid over the life span of the debt.
In truth, when we look at the amount of interest paid we can get a nasty shock, even when the term is normal. But the thing to remember is that long term loans with bad credit are never going to offer the perfect conditions. This is because a bad credit rating means the interest rate is higher, something that borrowers need to accept.
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