It only seems logical that in order to convince a lender to grant a large loan, it is necessary to have an impeccable record. After all, the larger the loan; the greater the risk - though providing some collateral helps to patch that up. But even someone seeking a $20,000 personal loan with bad credit can look forward to approval.
This is not foolish talk. There are several lenders willing to grant what are known as high risk loans, mainly due to the fact that higher profits come with them. But even when higher interest rates are charged, securing loan approval with competitive and affordable terms is possible.
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